Universal Banks, Rural and Community Banks, Savings &Loans, and Microfinance Institutions.
Please see pre-qualification criteria.
It is on a case by case basis and taking of collateral largely depends on our overall assessment of the institution.
Financial Institutions (FIs) can assess a maximum of GHS 5million dependent on their capital base, and following assessment by RDF.
A facility could be declined based on several reasons. But generally, this would be after our assessment for the financial institutions in meeting our requirements and standards of evidence or potential risk element, the authenticity of documents submitted, and the credibility of the Financial Institution could all contribute to a decline.
Refer to the list of the basic requirements attached to the main Application Form.
Yes. RDF Ghana calls for applications at a particular period and completed applications are expected to be submitted within a set time span. RDF calls for applications four (4) times in a year.
Yes. For different Products and at the discretion of RDF. However, RDF’s total exposure to a single institution or related institutions shall not exceed GHS5,000,000.00
Our model is based on an inflation base plus / minus a premium, depending on the risk assessment of the institution.
0.50% on the approved amount.
There will be a cap on interest rates at which financial institutions can lend to their clients.
Loans are disbursed once at a time.
RDF structures its facilities in line with the use of funds and timing of the customer’s expected cash flows. RDF may therefore apply moratoriums on a case by case basis.
Yes. Prepayments are allowed and can be discussed.
Yes, that can be discussed.
Green growth means fostering economic growth and development whiles ensuring that natural assets continue to provide the resources and environmental services on which our well-being relies.
Green Growth is in line with sustainable development where it aims to encourage businesses to pursue their business in a sustainable way without harming its natural habitat.
All Danida sponsored projects are under SPSD III. Our sister entity focuses on building relevant skills of institutions and business advocacy, and where necessary we can make a recommendation.
We prefer that you send us a mail via firstname.lastname@example.org. Alternatively, you can reach us on telephone number 0302 791 635.
Click on the Apply tab on the top Menu and click on Download Application Forms.
Micro: Enterprises are companies with up to 5 employees and a total asset up to Ghs 50,000.00;
Small: Enterprises are companies with 5-50 number of employees with a total asset up to Ghs 250,000.00;
Medium: Enterprise must be registered entities with over 50 employees and a total asset above Ghs 250,000.00.
Partners / potential partner financial institutions of RDF Ghana and target clients of partner financial institutions.